About U.S. Bancorp
U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. The company operates through Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support segments. It offers depository services, including checking accounts, savings accounts, and time certificate contracts; and lending services, such as traditional credit products and credit card services, lease financing and import/export trade, agricultural finance, asset-backed lending, and other products. The company also provides cash management, capital markets, and trust and investment management services; and ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers. In addition, it offers asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations; and investment and insurance products to its customers principally within its domestic markets, as well as fund administration services to mutual and other funds. Further, the company provides corporate and purchasing card, and corporate trust services; and credit card services, merchant and ATM processing, mortgage banking, insurance, brokerage and leasing services. U.S. Bancorp was founded in 1863 and is headquartered in Minneapolis, Minnesota.
U.S. Bancorp (USB) is a Financial Services company in the Banks - Regional industry with a market capitalisation of $93.6B. The stock trades at 11.99x trailing earnings and yields 3.6%.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Market cap
- $93.6B
- P/E ratio
- 11.99
- Forward P/E
- 10.38
- EPS (TTM)
- $5.01
- Revenue (TTM)
- $27.3B
- Profit margin
- 29.9%
- Dividend yield
- 3.6%
- Beta
- 0.97
- Shares outstanding
- 1.6B
Financial health: Strong8.3/10
4 strengths, 0 concerns. No red flags against these benchmarks.
- Return on equity: 12.6% (Watch, benchmark > 15%) — Earns 12.6% on shareholder equity, short of the > 15% mark.
- Net margin: 29.9% (Strong, benchmark > 10%) — Turns 29.9% of revenue into profit, comfortably past the > 10% mark.
- Revenue growth: 10.4% (Strong, benchmark > 10%) — Revenue changed 10.4% year on year, comfortably past the > 10% mark.
- Earnings growth: 21.6% (Strong, benchmark > 10%) — Earnings changed 21.6% year on year, comfortably past the > 10% mark.
- PEG ratio: 1.81 (Watch, benchmark < 1) — At 1.81, the price looks fair relative to expected growth — Lynch treated 1.0 as fair value.
- Payout ratio: 41.5% (Strong, benchmark < 60%) — Pays out 41.5% of earnings as dividends, leaving room to keep paying.