Terms of Service

1. Who we are and what these terms cover

CasePit (“the service”) is operated by the party named in the Imprint(“we”). These terms govern your use of the CasePit apps and website. By creating an account you agree to them.

2. What CasePit is — and is not

CasePit is a community discussion platform about publicly traded securities, combined with market data, news and rule-based analytics. CasePit is not a bank, broker, or investment firm. We do not execute orders, hold client money or securities, and we do not provide investment advice, investment recommendations, portfolio management, or any other regulated investment service within the meaning of the German Securities Institutions Act (WpIG) or Banking Act (KWG). Nothing on the service — no post, score, badge, AI-generated text, or data display — is a recommendation to buy, sell, or hold any security, and nothing is tailored to your personal circumstances. See the Risk Notice.

3. Eligibility

You must be at least 18 years old to use CasePit. By creating an account you confirm that you are.

4. Your account

You are responsible for what happens under your account and for keeping your credentials to yourself. Provide accurate information and keep it current. You may delete your account at any time in the app under Account → Security.

5. Community content and conduct

You are responsible for what you post. The following are prohibited and lead to content removal and account suspension; where the law requires it, we cooperate with the competent authorities (in Germany, BaFin prosecutes market abuse):

• Market manipulation— spreading false or misleading information about a security, coordinated promotion intended to move a price (“pump and dump”), or any conduct prohibited by the EU Market Abuse Regulation (MAR).
• Insider information — posting or trading on non-public, price-relevant information.
• Undisclosed self-interest — recommending a security while concealing your own position or a payment you received for the post. If you recommend a security you hold, say so. Verified positions are stamped onto posts automatically and help you meet this obligation.
• Unlicensed financial services — offering personalized investment advice, portfolio management, or similar services through the platform.
• The usual — impersonation, harassment, scams and phishing, unlawful content, and spam.

By posting, you grant us the non-exclusive right to display your content within the service. It stays yours.

6. Reports, moderation, and how to challenge a decision

CasePit hosts content its members write, which makes it a hosting service under the EU Digital Services Act (Regulation (EU) 2022/2065). This section describes what that means in practice.

Reporting something

Every post and comment carries a Report option in the app and on the website, and notices can also be sent to the contact point in the Imprint. Tell us what is wrong and where it is; the report form captures both. We confirm receipt, and once we have decided we tell you what we decided and why. If any automated means were used in handling your report, we say so.

What we do about it

We review reports and may remove content, restrict its visibility, restrict features, or suspend accounts that violate these terms or the law. We may also act on our own initiative, or on an order from a competent authority. Deciding is a person’s job here — nothing is removed by an automated system alone.

If we act against your content

You get a statement of reasonsin the app, under Moderation notices. It names what we did, the content it concerns, the facts we relied on, whether the decision rests on these terms or on the law and which provision, whether automated means were involved, and how to challenge it. You get it whether the trigger was another member’s report, our own review, or an authority’s order.

Challenging a decision

You have six months from the date of the notice to challenge it, and so does anyone whose report we rejected. Write to the contact point in the Imprint, quoting the reference on the notice. We look at it again, we do not decide it by automated means, and we tell you the outcome. If we got it wrong we reverse it.

We are a micro-enterprise within the meaning of Art. 19 DSA and are therefore exempt from the additional online-platform obligations in Arts. 20 to 28 DSA — including the formal internal complaint-handling system and certified out-of-court dispute settlement. The appeal route described above is offered voluntarily. Your right to go to court is unaffected either way, as is your right to complain to the competent Digital Services Coordinator.

Misuse

Reporting is not a weapon. If you repeatedly file manifestly unfounded reports, or repeatedly post manifestly illegal content, we may suspend the ability to report or the account itself, after warning you.

7. Verified positions and trades

“Verified” badges describe a snapshot at the moment of verification — a holding or a single trade as evidenced to us at that time. They are not a statement about what a member holds now, and verification methods (including self-reporting labelled as such, and automated document checks) have limits. Do not treat a badge as proof of skill or as a reason to copy anyone’s trades.

8. Scores, lenses, and AI-generated content

Financial-health grades, investor-lens cards, sentiment measures, and AI-written summaries are generated automatically from public data using published, general rules. They are informational context, they can be wrong or out of date, and they are never a recommendation or advice. They do not consider your situation.

9. Market data

Prices, fundamentals, filings, and news come from third-party sources, may be delayed or inaccurate, and are provided for information only, without warranty. Do not use the service as the basis for time-critical trading decisions.

10. Availability and changes to the service

The service is free to use apart from the optional CasePit Pro subscription described in section 11. We do not promise uninterrupted availability. We may change, add, or discontinue features. If we discontinue the service as a whole, we will give reasonable advance notice.

11. CasePit Pro

CasePit Pro is an optional paid subscription. Everything else — communities, posts, market data, watchlists, financial-health and investor-lens cards — stays free and is not affected by it. Pro adds trade alerts for filers you follow, portfolio lenses, and AI takes beyond the free monthly allowance.

Who you contract with depends on where you buy it.Bought in the iOS app, the subscription is an Apple In-App Purchase: Apple is your contractual partner for the purchase, Apple’s Media Services Terms apply to it, and you manage or cancel it in your App Store settings. Bought on this website, the contract is with us and payment is processed by Stripe; you manage or cancel it in the billing portal linked from the Pro page. The subscription is tied to your CasePit account, not to a device, and one active subscription is enough — buying in both places would bill you twice for the same tier.

Term, renewal, and price.The price and the billing period — monthly or yearly — are shown before you buy, including VAT. The subscription renews automatically for the same period until it is cancelled. Cancellation takes effect at the end of the period you have already paid for; Pro features remain available until then. If we change the price, we will tell you before the change takes effect and you can cancel before it does. If a payment fails, we may end Pro access after the payment provider’s retry period; your account and the free tier remain.

Right of withdrawal (consumers, purchases on this website). You have the right to withdraw from this contract within 14 days without giving any reason. The period begins on the day the contract is concluded. To exercise it, inform us by a clear statement — the email address in the Imprint is sufficient — and we will refund all payments received within 14 days of being informed. This right expires early if you expressly ask us to begin the service before the withdrawal period ends and confirm that you thereby lose the right.Our checkout asks for exactly that before the purchase, and Pro is unlocked immediately when you give it. For purchases made in the iOS app, Apple’s terms govern withdrawal and refunds.

12. Liability

We are liable without limitation for intent, gross negligence, and injury to life, body, or health. For simple negligence we are liable only for breach of essential contractual duties (duties whose fulfilment makes proper performance of the contract possible in the first place and on whose fulfilment you may regularly rely), limited to the foreseeable damage typical for this kind of contract. Any further liability is excluded. We are in particular not liable for investment decisions you make based on content found on the service. Liability under mandatory statutory provisions remains unaffected.

13. Changes to these terms

We may update these terms. For substantive changes we will notify you in the app or by email and ask you to accept the new version before you continue using the service. The version you accepted is recorded with your account.

14. Termination

You may stop using the service and delete your account at any time. We may terminate or suspend accounts that violate these terms, with notice where feasible.

15. Final provisions

German law applies; if you are a consumer, the mandatory consumer-protection rules of your country of residence remain unaffected. Should individual provisions of these terms be invalid, the remainder stays in force. The European Commission provides a platform for online dispute resolution at ec.europa.eu/consumers/odr. We are neither obliged nor willing to participate in dispute-resolution proceedings before a consumer arbitration board.