About PayPal Holdings, Inc.
PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide. The company operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as bank accounts, PayPal or Venmo account balance, consumer credit and debit products, credit and debit cards, and cryptocurrencies, as well as other stored value products, including gift cards and eligible rewards. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Hyperwallet, Honey, and Paidy names. The company was founded in 1998 and is headquartered in San Jose, California.
PayPal Holdings, Inc. (PYPL) is a Financial Services company in the Credit Services industry with a market capitalisation of $46B. The stock trades at 10.16x trailing earnings and yields 1.04%.
- Sector
- Financial Services
- Industry
- Credit Services
- Market cap
- $46B
- P/E ratio
- 10.16
- Forward P/E
- 9.29
- EPS (TTM)
- $5.29
- Revenue (TTM)
- $34.1B
- Free cash flow
- $4.4B
- Profit margin
- 14.4%
- Dividend yield
- 1.04%
- Beta
- 1.29
- Shares outstanding
- 855.5M
Financial health: Strong7.5/10
4 strengths, 1 concern. Weakest points: earnings growth.
- Return on equity: 24.5% (Strong, benchmark > 15%) — Earns 24.5% on shareholder equity, comfortably past the > 15% mark.
- Net margin: 14.4% (Strong, benchmark > 10%) — Turns 14.4% of revenue into profit, comfortably past the > 10% mark.
- Revenue growth: 4.8% (Watch, benchmark > 10%) — Revenue changed 4.8% year on year, short of the > 10% mark.
- Earnings growth: -3.1% (Concern, benchmark > 10%) — Earnings changed -3.1% year on year, well short of the > 10% mark.
- PEG ratio: 0.95 (Strong, benchmark < 1) — At 0.95, the price looks cheap relative to expected growth — Lynch treated 1.0 as fair value.
- Payout ratio: 7.9% (Strong, benchmark < 60%) — Pays out 7.9% of earnings as dividends, leaving room to keep paying.