About Mastercard Incorporated
Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. The company offers products and services for account holders, merchants, financial institutions, digital partners, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; payment products and solutions that allow its customers to access funds in deposit and other accounts; prepaid programs services; consumer bill payment services; and commercial credit, debit, and prepaid payment products and solutions. It also provides solutions that enable businesses or governments to make payments to businesses, including Virtual Card Number, which is generated dynamically from an existing account and leverages the credit limit of the funding account; and a platform to optimize supplier payment enablement campaigns for financial institutions. In addition, the company offers Mastercard Move, which partners with digital messaging and payment platforms to enable consumers to send money directly within applications to other consumers; and partners with central banks, fintechs, and financial institutions, as well as enables various cross-border payment flows. Further, it provides security solutions; marketing, personalization, and issuer and merchant loyalty services; business and operational intelligence, advanced analytics and AI, consulting and agentic solutions, and payments and portfolio optimization; digital and authentication; processing and gateway solutions; and other solutions. The company offers payment solutions and services under the MasterCard, Maestro, and Cirrus names. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York.
Mastercard Incorporated (MA) is a Financial Services company in the Credit Services industry with a market capitalisation of $498.6B. The stock trades at 31.34x trailing earnings and yields 0.61%.
- Sector
- Financial Services
- Industry
- Credit Services
- Market cap
- $498.6B
- P/E ratio
- 31.34
- Forward P/E
- 24.72
- EPS (TTM)
- $18.16
- Revenue (TTM)
- $35.1B
- Free cash flow
- $17B
- Profit margin
- 46.3%
- Dividend yield
- 0.61%
- Beta
- 0.73
- Shares outstanding
- 869.5M
Financial health: Strong9.2/10
5 strengths, 0 concerns. No red flags against these benchmarks.
- Return on equity: 241.2% (Strong, benchmark > 15%) — Earns 241.2% on shareholder equity, comfortably past the > 15% mark.
- Net margin: 46.3% (Strong, benchmark > 10%) — Turns 46.3% of revenue into profit, comfortably past the > 10% mark.
- Revenue growth: 14.1% (Strong, benchmark > 10%) — Revenue changed 14.1% year on year, comfortably past the > 10% mark.
- Earnings growth: 22.1% (Strong, benchmark > 10%) — Earnings changed 22.1% year on year, comfortably past the > 10% mark.
- PEG ratio: 1.49 (Watch, benchmark < 1) — At 1.49, the price looks fair relative to expected growth — Lynch treated 1.0 as fair value.
- Payout ratio: 17.9% (Strong, benchmark < 60%) — Pays out 17.9% of earnings as dividends, leaving room to keep paying.