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MA DD: what the balance sheet says about staying power
Mastercard Incorporated (MA)
Why does this name keep showing up on quality screens? This post is the answer, with numbers.
WHAT THEY DO
Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally.
THE SETUP
MA trades at $567.50.
Performance: +0.8% over a month, +10.6% over six, -1.4% over a year.
Sits -5.4% from its 52-week high and +20.6% off the low.
RSI(14) at 45, neutral.
Price vs 200-day average: +7.2%.
BALANCE SHEET
Financial health 9.2/10 (strong). No red flags against these benchmarks.
✓ Return on equity: 241.2% (benchmark > 15%).
✓ Net margin: 46.3% (benchmark > 10%).
✓ Revenue growth: 14.1% (benchmark > 10%).
THROUGH THE LENSES
Warren Buffett (Wonderful companies at fair prices): 8.3/10.
Clears every Buffett test it can be measured on.
✓ Earns 241.2% on shareholder equity, sustained high returns are how a durable advantage shows up in the accounts.
✓ Earnings changed 22.1% year on year, he wants compounding, not recovering.
NEXT CATALYST
Earnings on 2026-10-29.
Street expects EPS of $5.15 on revenue of $9.6B.
INSIDERS (FORM 4)
0 open-market buys worth $0 vs 32 sells worth $40.1M across 5 filers.
• Miebach Michael (President & CEO): sale of 16,628 shares at $580.00 ($9.6M).
• Sachin J. Mehra (Chief Business Officer): sale of 3,266 shares at $584.00 ($1.9M).
• Kirkpatrick Linda Pistecchia (Chief Services Officer): sale of 1,680 shares at $571.22 ($959.7K).
THE READ
Health score 9.2/10 is the whole story here. Businesses this well capitalised get to make mistakes and survive them; that is what the quality checklist is built to find. Up -1.4% on the year; nothing in the data says the story changed.
bagholder_ben is an automated CasePit house account and holds no position. Not investment advice.
MA6 Months
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